Cost to Own
United StatesGeorgiaDeKalb CountyBrookhaven Population 57,224 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Brookhaven, Georgia

A $660,000 home here costs

$4,954

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,393. The real number is $1,561 higher every month — 46% more than the payment most buyers budget for.

Brookhaven median: $660,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $528,000 borrowed $3,393
Property tax0.934% effective rate for Brookhaven itself $514
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $287
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $550
Total monthly $4,954

Brookhaven against DeKalb County and Georgia

MeasureBrookhavenDeKalb County
Median home value$660,300$331,400
Median property tax$6,168$3,046
Effective tax rate0.934%0.919%
Median gross rent$1,789$1,591
Population57,224762,105

The weather behind that power bill

Brookhaven sits in DeKalb County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for DeKalb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in DeKalb County

Full DeKalb County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Brookhaven?

A $660,000 home in Brookhaven, Georgia costs approximately $4,954 per month with 20% down at 6.66%. That is $3,393 principal and interest, $514 property tax, $287 homeowners insurance, $210 utilities and $550 set aside for maintenance.

What is the property tax rate in Brookhaven?

Brookhaven has an effective property tax rate of 0.934%, based on a median home value of $660,300 and median real estate taxes of $6,168. That is higher than the DeKalb County average of 0.919%.

What is the average home price in Brookhaven?

The median owner-occupied home value in Brookhaven, Georgia is $660,300, against $331,400 across DeKalb County.

Is it cheaper to rent or buy in Brookhaven?

Median gross rent in Brookhaven is $1,789 a month, against $4,954 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brookhaven — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology