Total monthly cost of ownership
Cost to Own a Home in Tonganoxie, Kansas
A $228,000 home here costs
$1,941per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,172. The real number is $769 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Tonganoxie against Leavenworth County and Kansas
| Measure | Tonganoxie | Leavenworth County |
|---|---|---|
| Median home value | $227,700 | $260,600 |
| Median property tax | $2,902 | $3,136 |
| Effective tax rate | 1.274% | 1.203% |
| Median gross rent | $1,158 | $1,138 |
| Population | 5,693 | 82,493 |
The weather behind that power bill
Tonganoxie sits in Leavenworth County, which averages a high of 90.6°F in its hottest month and a low of 17.9°F in its coldest, with 35.58" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,463 cooling and 5,005 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Leavenworth County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leavenworth County
Full Leavenworth County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Tonganoxie?
A $228,000 home in Tonganoxie, Kansas costs approximately $1,941 per month with 20% down at 6.66%. That is $1,172 principal and interest, $242 property tax, $133 homeowners insurance, $204 utilities and $190 set aside for maintenance.
What is the property tax rate in Tonganoxie?
Tonganoxie has an effective property tax rate of 1.274%, based on a median home value of $227,700 and median real estate taxes of $2,902. That is higher than the Leavenworth County average of 1.203%.
What is the average home price in Tonganoxie?
The median owner-occupied home value in Tonganoxie, Kansas is $227,700, against $260,600 across Leavenworth County.
Is it cheaper to rent or buy in Tonganoxie?
Median gross rent in Tonganoxie is $1,158 a month, against $1,941 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Tonganoxie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.