Total monthly cost of ownership
Cost to Own a Home in Leavenworth, Kansas
A $176,000 home here costs
$1,537per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $905. The real number is $633 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Leavenworth against Leavenworth County and Kansas
| Measure | Leavenworth | Leavenworth County |
|---|---|---|
| Median home value | $176,000 | $260,600 |
| Median property tax | $2,151 | $3,136 |
| Effective tax rate | 1.222% | 1.203% |
| Median gross rent | $1,135 | $1,138 |
| Population | 37,176 | 82,493 |
The weather behind that power bill
Leavenworth sits in Leavenworth County, which averages a high of 90.6°F in its hottest month and a low of 17.9°F in its coldest, with 35.58" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,463 cooling and 5,005 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Leavenworth County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leavenworth County
Full Leavenworth County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Leavenworth?
A $176,000 home in Leavenworth, Kansas costs approximately $1,537 per month with 20% down at 6.66%. That is $905 principal and interest, $179 property tax, $103 homeowners insurance, $204 utilities and $147 set aside for maintenance.
What is the property tax rate in Leavenworth?
Leavenworth has an effective property tax rate of 1.222%, based on a median home value of $176,000 and median real estate taxes of $2,151. That is higher than the Leavenworth County average of 1.203%.
What is the average home price in Leavenworth?
The median owner-occupied home value in Leavenworth, Kansas is $176,000, against $260,600 across Leavenworth County.
Is it cheaper to rent or buy in Leavenworth?
Median gross rent in Leavenworth is $1,135 a month, against $1,537 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Leavenworth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.