Total monthly cost of ownership
Cost to Own a Home in Lansing, Kansas
A $248,000 home here costs
$2,193per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $94,000 a year.
A standard mortgage calculator would have told you $1,352. The real number is $840 higher every month, 62% more than the payment most buyers budget for.
Compare Leavenworth County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lansing against Leavenworth County and Kansas
| Measure | Lansing | Leavenworth County |
|---|---|---|
| Median home value | $247,500 | $260,600 |
| Median property tax | $3,420 | $3,136 |
| Effective tax rate | 1.382% | 1.203% |
| Median gross rent | $1,163 | $1,138 |
| Population | 11,229 | 82,493 |
The weather behind that power bill
Lansing sits in Leavenworth County, which averages a high of 90.6°F in its hottest month and a low of 17.9°F in its coldest, with 35.58" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,463 cooling and 5,005 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Leavenworth County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leavenworth County
Full Leavenworth County cost breakdown · Every county in Kansas
Talk to someone who works this market
These are Lansing averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Lansing every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Lansing I already own here and may sell
Common questions
How much does it cost to own a home in Lansing?
A $248,000 home in Lansing, Kansas costs approximately $2,193 per month with 20% down at 7.24%. That is $1,352 principal and interest, $286 property tax, $145 homeowners insurance, $204 utilities and $207 set aside for maintenance.
What is the property tax rate in Lansing?
Lansing has an effective property tax rate of 1.382%, based on a median home value of $247,500 and median real estate taxes of $3,420. That is higher than the Leavenworth County average of 1.203%.
What is the average home price in Lansing?
The median owner-occupied home value in Lansing, Kansas is $247,500, against $260,600 across Leavenworth County.
Is it cheaper to rent or buy in Lansing?
Median gross rent in Lansing is $1,163 a month, against $2,193 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Lansing?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Lansing, Kansas at today's rate takes a household income of roughly $94,000 a year. That covers the full $2,193 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lansing, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Kansas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.