Total monthly cost of ownership
Cost to Own a Home in Lansing, Kansas
A $248,000 home here costs
$2,116per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,275. The real number is $841 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lansing against Leavenworth County and Kansas
| Measure | Lansing | Leavenworth County |
|---|---|---|
| Median home value | $247,500 | $260,600 |
| Median property tax | $3,420 | $3,136 |
| Effective tax rate | 1.382% | 1.203% |
| Median gross rent | $1,163 | $1,138 |
| Population | 11,229 | 82,493 |
The weather behind that power bill
Lansing sits in Leavenworth County, which averages a high of 90.6°F in its hottest month and a low of 17.9°F in its coldest, with 35.58" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,463 cooling and 5,005 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Leavenworth County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leavenworth County
Full Leavenworth County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Lansing?
A $248,000 home in Lansing, Kansas costs approximately $2,116 per month with 20% down at 6.66%. That is $1,275 principal and interest, $286 property tax, $145 homeowners insurance, $204 utilities and $207 set aside for maintenance.
What is the property tax rate in Lansing?
Lansing has an effective property tax rate of 1.382%, based on a median home value of $247,500 and median real estate taxes of $3,420. That is higher than the Leavenworth County average of 1.203%.
What is the average home price in Lansing?
The median owner-occupied home value in Lansing, Kansas is $247,500, against $260,600 across Leavenworth County.
Is it cheaper to rent or buy in Lansing?
Median gross rent in Lansing is $1,163 a month, against $2,116 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lansing — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.