Total monthly cost of ownership
Cost to Own a Home in Titusville, Pennsylvania
A $79,000 home here costs
$900per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $406. The real number is $494 higher every month — 122% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Titusville against Crawford County and Pennsylvania
| Measure | Titusville | Crawford County |
|---|---|---|
| Median home value | $79,400 | $143,400 |
| Median property tax | $1,691 | $2,099 |
| Effective tax rate | 2.130% | 1.464% |
| Median gross rent | $596 | $800 |
| Population | 5,230 | 83,189 |
The weather behind that power bill
Titusville sits in Crawford County, which averages a high of 80.4°F in its hottest month and a low of 18.4°F in its coldest, with 41.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 511 cooling and 6,454 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Full Crawford County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Titusville?
A $79,000 home in Titusville, Pennsylvania costs approximately $900 per month with 20% down at 6.66%. That is $406 principal and interest, $140 property tax, $26 homeowners insurance, $262 utilities and $66 set aside for maintenance.
What is the property tax rate in Titusville?
Titusville has an effective property tax rate of 2.130%, based on a median home value of $79,400 and median real estate taxes of $1,691. That is higher than the Crawford County average of 1.464%.
What is the average home price in Titusville?
The median owner-occupied home value in Titusville, Pennsylvania is $79,400, against $143,400 across Crawford County.
Is it cheaper to rent or buy in Titusville?
Median gross rent in Titusville is $596 a month, against $900 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Titusville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.