Total monthly cost of ownership
Cost to Own a Home in Conneaut Lakeshore, Pennsylvania
A $179,000 home here costs
$1,613per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $920. The real number is $693 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Conneaut Lakeshore against Crawford County and Pennsylvania
| Measure | Conneaut Lakeshore | Crawford County |
|---|---|---|
| Median home value | $179,100 | $143,400 |
| Median property tax | $2,671 | $2,099 |
| Effective tax rate | 1.491% | 1.464% |
| Median gross rent | $767 | $800 |
| Population | 1,866 | 83,189 |
The weather behind that power bill
Conneaut Lakeshore sits in Crawford County, which averages a high of 80.4°F in its hottest month and a low of 18.4°F in its coldest, with 41.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 511 cooling and 6,454 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Full Crawford County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Conneaut Lakeshore?
A $179,000 home in Conneaut Lakeshore, Pennsylvania costs approximately $1,613 per month with 20% down at 6.66%. That is $920 principal and interest, $222 property tax, $60 homeowners insurance, $262 utilities and $149 set aside for maintenance.
What is the property tax rate in Conneaut Lakeshore?
Conneaut Lakeshore has an effective property tax rate of 1.491%, based on a median home value of $179,100 and median real estate taxes of $2,671. That is higher than the Crawford County average of 1.464%.
What is the average home price in Conneaut Lakeshore?
The median owner-occupied home value in Conneaut Lakeshore, Pennsylvania is $179,100, against $143,400 across Crawford County.
Is it cheaper to rent or buy in Conneaut Lakeshore?
Median gross rent in Conneaut Lakeshore is $767 a month, against $1,613 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Conneaut Lakeshore — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.