Total monthly cost of ownership
Cost to Own a Home in Pymatuning Central, Pennsylvania
A $124,000 home here costs
$1,182per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $637. The real number is $545 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pymatuning Central against Crawford County and Pennsylvania
| Measure | Pymatuning Central | Crawford County |
|---|---|---|
| Median home value | $124,000 | $143,400 |
| Median property tax | $1,662 | $2,099 |
| Effective tax rate | 1.340% | 1.464% |
| Median gross rent | $742 | $800 |
| Population | 2,505 | 83,189 |
The weather behind that power bill
Pymatuning Central sits in Crawford County, which averages a high of 80.4°F in its hottest month and a low of 18.4°F in its coldest, with 41.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 511 cooling and 6,454 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Full Crawford County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Pymatuning Central?
A $124,000 home in Pymatuning Central, Pennsylvania costs approximately $1,182 per month with 20% down at 6.66%. That is $637 principal and interest, $138 property tax, $41 homeowners insurance, $262 utilities and $103 set aside for maintenance.
What is the property tax rate in Pymatuning Central?
Pymatuning Central has an effective property tax rate of 1.340%, based on a median home value of $124,000 and median real estate taxes of $1,662. That is lower than the Crawford County average of 1.464%.
What is the average home price in Pymatuning Central?
The median owner-occupied home value in Pymatuning Central, Pennsylvania is $124,000, against $143,400 across Crawford County.
Is it cheaper to rent or buy in Pymatuning Central?
Median gross rent in Pymatuning Central is $742 a month, against $1,182 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pymatuning Central — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.