Cost to Own
United StatesPennsylvaniaCrawford CountyLinesville Population 1,021 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Linesville, Pennsylvania

A $119,000 home here costs

$1,194

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $612. The real number is $583 higher every month — 95% more than the payment most buyers budget for.

Linesville median: $119,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $95,200 borrowed $612
Property tax1.834% effective rate for Linesville itself $182
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $40
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $99
Total monthly $1,194

Linesville against Crawford County and Pennsylvania

MeasureLinesvilleCrawford County
Median home value$119,400$143,400
Median property tax$2,190$2,099
Effective tax rate1.834%1.464%
Median gross rent$835$800
Population1,02183,189

The weather behind that power bill

Linesville sits in Crawford County, which averages a high of 80.4°F in its hottest month and a low of 18.4°F in its coldest, with 41.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 511 cooling and 6,454 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Crawford County

Full Crawford County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Linesville?

A $119,000 home in Linesville, Pennsylvania costs approximately $1,194 per month with 20% down at 6.66%. That is $612 principal and interest, $182 property tax, $40 homeowners insurance, $262 utilities and $99 set aside for maintenance.

What is the property tax rate in Linesville?

Linesville has an effective property tax rate of 1.834%, based on a median home value of $119,400 and median real estate taxes of $2,190. That is higher than the Crawford County average of 1.464%.

What is the average home price in Linesville?

The median owner-occupied home value in Linesville, Pennsylvania is $119,400, against $143,400 across Crawford County.

Is it cheaper to rent or buy in Linesville?

Median gross rent in Linesville is $835 a month, against $1,194 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Linesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology