Total monthly cost of ownership
Cost to Own a Home in Siesta Acres, Texas
A $160,000 home here costs
$1,550per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $66,500 a year.
A standard mortgage calculator would have told you $872. The real number is $677 higher every month, 78% more than the payment most buyers budget for.
Compare Maverick County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Siesta Acres from a five-year rolling sample, and with about 1,814 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Maverick County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Siesta Acres against Maverick County and Texas
| Measure | Siesta Acres | Maverick County |
|---|---|---|
| Median home value | $160,200 | $151,500 |
| Median property tax | $2,351 | $2,112 |
| Effective tax rate | 1.468% | 1.394% |
| Median gross rent | $731 | $789 |
| Population | 1,814 | 57,770 |
The weather behind that power bill
Siesta Acres sits in Maverick County, which averages a high of 98.6°F in its hottest month and a low of 39.7°F in its coldest, with 20.83" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,339 cooling and 1,400 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Maverick County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Maverick County
Talk to someone who works this market
These are Siesta Acres averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Siesta Acres every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Siesta Acres?
A $160,000 home in Siesta Acres, Texas costs approximately $1,550 per month with 20% down at 7.24%. That is $872 principal and interest, $196 property tax, $106 homeowners insurance, $242 utilities and $133 set aside for maintenance.
What is the property tax rate in Siesta Acres?
Siesta Acres has an effective property tax rate of 1.468%, based on a median home value of $160,200 and median real estate taxes of $2,351. That is higher than the Maverick County average of 1.394%.
What is the average home price in Siesta Acres?
The median owner-occupied home value in Siesta Acres, Texas is $160,200, against $151,500 across Maverick County.
Is it cheaper to rent or buy in Siesta Acres?
Median gross rent in Siesta Acres is $731 a month, against $1,550 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Siesta Acres?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Siesta Acres, Texas at today's rate takes a household income of roughly $66,500 a year. That covers the full $1,550 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Siesta Acres, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.