Total monthly cost of ownership
Cost to Own a Home in Siesta Acres, Texas
A $160,000 home here costs
$1,473per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $823. The real number is $651 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Siesta Acres against Maverick County and Texas
| Measure | Siesta Acres | Maverick County |
|---|---|---|
| Median home value | $160,200 | $151,500 |
| Median property tax | $2,351 | $2,112 |
| Effective tax rate | 1.468% | 1.394% |
| Median gross rent | $731 | $789 |
| Population | 1,814 | 57,770 |
The weather behind that power bill
Siesta Acres sits in Maverick County, which averages a high of 98.6°F in its hottest month and a low of 39.7°F in its coldest, with 20.83" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,339 cooling and 1,400 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Maverick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Maverick County
Common questions
How much does it cost to own a home in Siesta Acres?
A $160,000 home in Siesta Acres, Texas costs approximately $1,473 per month with 20% down at 6.66%. That is $823 principal and interest, $196 property tax, $106 homeowners insurance, $216 utilities and $133 set aside for maintenance.
What is the property tax rate in Siesta Acres?
Siesta Acres has an effective property tax rate of 1.468%, based on a median home value of $160,200 and median real estate taxes of $2,351. That is higher than the Maverick County average of 1.394%.
What is the average home price in Siesta Acres?
The median owner-occupied home value in Siesta Acres, Texas is $160,200, against $151,500 across Maverick County.
Is it cheaper to rent or buy in Siesta Acres?
Median gross rent in Siesta Acres is $731 a month, against $1,473 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Siesta Acres — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.