Total monthly cost of ownership
Cost to Own a Home in Chula Vista CDP (Maverick County), Texas
A $83,000 home here costs
$853per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $427. The real number is $427 higher every month — 100% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Chula Vista CDP (Maverick County) against Maverick County and Texas
| Measure | Chula Vista CDP (Maverick County) | Maverick County |
|---|---|---|
| Median home value | $83,100 | $151,500 |
| Median property tax | $1,041 | $2,112 |
| Effective tax rate | 1.253% | 1.394% |
| Median gross rent | $967 | $789 |
| Population | 4,884 | 57,770 |
The weather behind that power bill
Chula Vista CDP (Maverick County) sits in Maverick County, which averages a high of 98.6°F in its hottest month and a low of 39.7°F in its coldest, with 20.83" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,339 cooling and 1,400 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Maverick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Maverick County
Common questions
How much does it cost to own a home in Chula Vista CDP (Maverick County)?
A $83,000 home in Chula Vista CDP (Maverick County), Texas costs approximately $853 per month with 20% down at 6.66%. That is $427 principal and interest, $87 property tax, $55 homeowners insurance, $216 utilities and $69 set aside for maintenance.
What is the property tax rate in Chula Vista CDP (Maverick County)?
Chula Vista CDP (Maverick County) has an effective property tax rate of 1.253%, based on a median home value of $83,100 and median real estate taxes of $1,041. That is lower than the Maverick County average of 1.394%.
What is the average home price in Chula Vista CDP (Maverick County)?
The median owner-occupied home value in Chula Vista CDP (Maverick County), Texas is $83,100, against $151,500 across Maverick County.
Is it cheaper to rent or buy in Chula Vista CDP (Maverick County)?
Median gross rent in Chula Vista CDP (Maverick County) is $967 a month, against $853 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Chula Vista CDP (Maverick County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.