Total monthly cost of ownership
Cost to Own a Home in Rosita, Texas
A $115,000 home here costs
$1,076per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $591. The real number is $485 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rosita against Maverick County and Texas
| Measure | Rosita | Maverick County |
|---|---|---|
| Median home value | $115,200 | $151,500 |
| Median property tax | $1,169 | $2,112 |
| Effective tax rate | 1.015% | 1.394% |
| Median gross rent | $575 | $789 |
| Population | 3,023 | 57,770 |
The weather behind that power bill
Rosita sits in Maverick County, which averages a high of 98.6°F in its hottest month and a low of 39.7°F in its coldest, with 20.83" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,339 cooling and 1,400 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Maverick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Maverick County
Common questions
How much does it cost to own a home in Rosita?
A $115,000 home in Rosita, Texas costs approximately $1,076 per month with 20% down at 6.66%. That is $591 principal and interest, $97 property tax, $76 homeowners insurance, $216 utilities and $96 set aside for maintenance.
What is the property tax rate in Rosita?
Rosita has an effective property tax rate of 1.015%, based on a median home value of $115,200 and median real estate taxes of $1,169. That is lower than the Maverick County average of 1.394%.
What is the average home price in Rosita?
The median owner-occupied home value in Rosita, Texas is $115,200, against $151,500 across Maverick County.
Is it cheaper to rent or buy in Rosita?
Median gross rent in Rosita is $575 a month, against $1,076 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rosita — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.