Total monthly cost of ownership
Cost to Own a Home in Eagle Pass, Texas
A $193,000 home here costs
$1,776per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $992. The real number is $784 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Eagle Pass against Maverick County and Texas
| Measure | Eagle Pass | Maverick County |
|---|---|---|
| Median home value | $192,600 | $151,500 |
| Median property tax | $3,349 | $2,112 |
| Effective tax rate | 1.739% | 1.394% |
| Median gross rent | $794 | $789 |
| Population | 28,186 | 57,770 |
The weather behind that power bill
Eagle Pass sits in Maverick County, which averages a high of 98.6°F in its hottest month and a low of 39.7°F in its coldest, with 20.83" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,339 cooling and 1,400 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Maverick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Maverick County
Common questions
How much does it cost to own a home in Eagle Pass?
A $193,000 home in Eagle Pass, Texas costs approximately $1,776 per month with 20% down at 6.66%. That is $992 principal and interest, $280 property tax, $128 homeowners insurance, $216 utilities and $161 set aside for maintenance.
What is the property tax rate in Eagle Pass?
Eagle Pass has an effective property tax rate of 1.739%, based on a median home value of $192,600 and median real estate taxes of $3,349. That is higher than the Maverick County average of 1.394%.
What is the average home price in Eagle Pass?
The median owner-occupied home value in Eagle Pass, Texas is $192,600, against $151,500 across Maverick County.
Is it cheaper to rent or buy in Eagle Pass?
Median gross rent in Eagle Pass is $794 a month, against $1,776 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Eagle Pass — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.