Total monthly cost of ownership
Cost to Own a Home in Roland, Arkansas
A $207,000 home here costs
$1,664per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,064. The real number is $600 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Roland against Pulaski County and Arkansas
| Measure | Roland | Pulaski County |
|---|---|---|
| Median home value | $206,600 | $199,600 |
| Median property tax | $911 | $1,562 |
| Effective tax rate | 0.441% | 0.783% |
| Median gross rent | — | $1,036 |
| Population | 1,222 | 398,949 |
The weather behind that power bill
Roland sits in Pulaski County, which averages a high of 91.7°F in its hottest month and a low of 30.9°F in its coldest, with 50.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,989 cooling and 3,165 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Pulaski County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pulaski County
Full Pulaski County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Roland?
A $207,000 home in Roland, Arkansas costs approximately $1,664 per month with 20% down at 6.66%. That is $1,064 principal and interest, $76 property tax, $155 homeowners insurance, $197 utilities and $173 set aside for maintenance.
What is the property tax rate in Roland?
Roland has an effective property tax rate of 0.441%, based on a median home value of $206,600 and median real estate taxes of $911. That is lower than the Pulaski County average of 0.783%.
What is the average home price in Roland?
The median owner-occupied home value in Roland, Arkansas is $206,600, against $199,600 across Pulaski County.
Is it cheaper to rent or buy in Roland?
Rent data is not published for Roland at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Roland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.