Total monthly cost of ownership
Cost to Own a Home in Jacksonville, Arkansas
A $155,000 home here costs
$1,328per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $797. The real number is $531 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jacksonville against Pulaski County and Arkansas
| Measure | Jacksonville | Pulaski County |
|---|---|---|
| Median home value | $155,300 | $199,600 |
| Median property tax | $1,069 | $1,562 |
| Effective tax rate | 0.688% | 0.783% |
| Median gross rent | $913 | $1,036 |
| Population | 29,285 | 398,949 |
The weather behind that power bill
Jacksonville sits in Pulaski County, which averages a high of 91.7°F in its hottest month and a low of 30.9°F in its coldest, with 50.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,989 cooling and 3,165 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Pulaski County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pulaski County
Full Pulaski County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Jacksonville?
A $155,000 home in Jacksonville, Arkansas costs approximately $1,328 per month with 20% down at 6.66%. That is $797 principal and interest, $89 property tax, $116 homeowners insurance, $197 utilities and $129 set aside for maintenance.
What is the property tax rate in Jacksonville?
Jacksonville has an effective property tax rate of 0.688%, based on a median home value of $155,300 and median real estate taxes of $1,069. That is lower than the Pulaski County average of 0.783%.
What is the average home price in Jacksonville?
The median owner-occupied home value in Jacksonville, Arkansas is $155,300, against $199,600 across Pulaski County.
Is it cheaper to rent or buy in Jacksonville?
Median gross rent in Jacksonville is $913 a month, against $1,328 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jacksonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.