Cost to Own
United StatesArkansasPulaski CountyAlexander Population 3,488 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Alexander, Arkansas

A $158,000 home here costs

$1,300

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $812. The real number is $488 higher every month — 60% more than the payment most buyers budget for.

Alexander median: $157,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $126,400 borrowed $812
Property tax0.314% effective rate for Alexander itself $41
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $118
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $132
Total monthly $1,300

Alexander against Pulaski County and Arkansas

MeasureAlexanderPulaski County
Median home value$157,700$199,600
Median property tax$495$1,562
Effective tax rate0.314%0.783%
Median gross rent$1,017$1,036
Population3,488398,949

Alexander extends across 2 counties. Figures here use Pulaski County, where most of its housing sits.

The weather behind that power bill

Alexander sits in Pulaski County, which averages a high of 91.7°F in its hottest month and a low of 30.9°F in its coldest, with 50.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,989 cooling and 3,165 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Pulaski County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pulaski County

Full Pulaski County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Alexander?

A $158,000 home in Alexander, Arkansas costs approximately $1,300 per month with 20% down at 6.66%. That is $812 principal and interest, $41 property tax, $118 homeowners insurance, $197 utilities and $132 set aside for maintenance.

What is the property tax rate in Alexander?

Alexander has an effective property tax rate of 0.314%, based on a median home value of $157,700 and median real estate taxes of $495. That is lower than the Pulaski County average of 0.783%.

What is the average home price in Alexander?

The median owner-occupied home value in Alexander, Arkansas is $157,700, against $199,600 across Pulaski County.

Is it cheaper to rent or buy in Alexander?

Median gross rent in Alexander is $1,017 a month, against $1,300 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Alexander — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology