Cost to Own
United StatesLouisianaAssumption ParishPierre Part Population 2,333 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pierre Part, Louisiana

A $162,000 home here costs

$1,370

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $833. The real number is $537 higher every month — 64% more than the payment most buyers budget for.

Pierre Part median: $162,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $129,600 borrowed $833
Property tax0.448% effective rate for Pierre Part itself $60
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $146
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $135
Total monthly $1,370

Pierre Part against Assumption Parish and Louisiana

MeasurePierre PartAssumption Parish
Median home value$162,400$141,200
Median property tax$728$609
Effective tax rate0.448%0.431%
Median gross rent$283$801
Population2,33320,720

The weather behind that power bill

Pierre Part sits in Assumption Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Assumption Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Assumption Parish

Full Assumption Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Pierre Part?

A $162,000 home in Pierre Part, Louisiana costs approximately $1,370 per month with 20% down at 6.66%. That is $833 principal and interest, $60 property tax, $146 homeowners insurance, $195 utilities and $135 set aside for maintenance.

What is the property tax rate in Pierre Part?

Pierre Part has an effective property tax rate of 0.448%, based on a median home value of $162,400 and median real estate taxes of $728. That is higher than the Assumption Parish average of 0.431%.

What is the average home price in Pierre Part?

The median owner-occupied home value in Pierre Part, Louisiana is $162,400, against $141,200 across Assumption Parish.

Is it cheaper to rent or buy in Pierre Part?

Median gross rent in Pierre Part is $283 a month, against $1,370 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pierre Part — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology