Total monthly cost of ownership
Cost to Own a Home in Labadieville, Louisiana
A $165,000 home here costs
$1,370per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $848. The real number is $522 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Labadieville against Assumption Parish and Louisiana
| Measure | Labadieville | Assumption Parish |
|---|---|---|
| Median home value | $165,300 | $141,200 |
| Median property tax | $485 | $609 |
| Effective tax rate | 0.293% | 0.431% |
| Median gross rent | $1,227 | $801 |
| Population | 1,324 | 20,720 |
The weather behind that power bill
Labadieville sits in Assumption Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Assumption Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Assumption Parish
Full Assumption Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Labadieville?
A $165,000 home in Labadieville, Louisiana costs approximately $1,370 per month with 20% down at 6.66%. That is $848 principal and interest, $40 property tax, $149 homeowners insurance, $195 utilities and $138 set aside for maintenance.
What is the property tax rate in Labadieville?
Labadieville has an effective property tax rate of 0.293%, based on a median home value of $165,300 and median real estate taxes of $485. That is lower than the Assumption Parish average of 0.431%.
What is the average home price in Labadieville?
The median owner-occupied home value in Labadieville, Louisiana is $165,300, against $141,200 across Assumption Parish.
Is it cheaper to rent or buy in Labadieville?
Median gross rent in Labadieville is $1,227 a month, against $1,370 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Labadieville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.