Total monthly cost of ownership
Cost to Own a Home in Bayou L'Ourse, Louisiana
A $84,000 home here costs
$794per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $432. The real number is $362 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bayou L'Ourse against Assumption Parish and Louisiana
| Measure | Bayou L'Ourse | Assumption Parish |
|---|---|---|
| Median home value | $83,900 | $141,200 |
| Median property tax | $255 | $609 |
| Effective tax rate | 0.304% | 0.431% |
| Median gross rent | — | $801 |
| Population | 2,197 | 20,720 |
The weather behind that power bill
Bayou L'Ourse sits in Assumption Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Assumption Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Assumption Parish
Full Assumption Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Bayou L'Ourse?
A $84,000 home in Bayou L'Ourse, Louisiana costs approximately $794 per month with 20% down at 6.66%. That is $432 principal and interest, $21 property tax, $76 homeowners insurance, $195 utilities and $70 set aside for maintenance.
What is the property tax rate in Bayou L'Ourse?
Bayou L'Ourse has an effective property tax rate of 0.304%, based on a median home value of $83,900 and median real estate taxes of $255. That is lower than the Assumption Parish average of 0.431%.
What is the average home price in Bayou L'Ourse?
The median owner-occupied home value in Bayou L'Ourse, Louisiana is $83,900, against $141,200 across Assumption Parish.
Is it cheaper to rent or buy in Bayou L'Ourse?
Rent data is not published for Bayou L'Ourse at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bayou L'Ourse — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.