Total monthly cost of ownership
Cost to Own a Home in Belle Rose, Louisiana
A $264,000 home here costs
$2,136per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,357. The real number is $779 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belle Rose against Assumption Parish and Louisiana
| Measure | Belle Rose | Assumption Parish |
|---|---|---|
| Median home value | $263,900 | $141,200 |
| Median property tax | $1,507 | $609 |
| Effective tax rate | 0.571% | 0.431% |
| Median gross rent | — | $801 |
| Population | 1,574 | 20,720 |
The weather behind that power bill
Belle Rose sits in Assumption Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Assumption Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Assumption Parish
Full Assumption Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Belle Rose?
A $264,000 home in Belle Rose, Louisiana costs approximately $2,136 per month with 20% down at 6.66%. That is $1,357 principal and interest, $126 property tax, $238 homeowners insurance, $195 utilities and $220 set aside for maintenance.
What is the property tax rate in Belle Rose?
Belle Rose has an effective property tax rate of 0.571%, based on a median home value of $263,900 and median real estate taxes of $1,507. That is higher than the Assumption Parish average of 0.431%.
What is the average home price in Belle Rose?
The median owner-occupied home value in Belle Rose, Louisiana is $263,900, against $141,200 across Assumption Parish.
Is it cheaper to rent or buy in Belle Rose?
Rent data is not published for Belle Rose at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belle Rose — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.