Total monthly cost of ownership
Cost to Own a Home in Belle Rose, Louisiana
A $264,000 home here costs
$2,246per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $96,500 a year.
A standard mortgage calculator would have told you $1,439. The real number is $807 higher every month, 56% more than the payment most buyers budget for.
Compare Assumption Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Belle Rose from a five-year rolling sample, and with about 1,574 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Assumption Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belle Rose against Assumption Parish and Louisiana
| Measure | Belle Rose | Assumption Parish |
|---|---|---|
| Median home value | $263,900 | $141,200 |
| Median property tax | $1,507 | $609 |
| Effective tax rate | 0.571% | 0.431% |
| Median gross rent | — | $801 |
| Population | 1,574 | 20,720 |
The weather behind that power bill
Belle Rose sits in Assumption Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Assumption Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Assumption Parish
Full Assumption Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Belle Rose averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Belle Rose every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Belle Rose I already own here and may sell
Common questions
How much does it cost to own a home in Belle Rose?
A $264,000 home in Belle Rose, Louisiana costs approximately $2,246 per month with 20% down at 7.24%. That is $1,439 principal and interest, $126 property tax, $238 homeowners insurance, $223 utilities and $220 set aside for maintenance.
What is the property tax rate in Belle Rose?
Belle Rose has an effective property tax rate of 0.571%, based on a median home value of $263,900 and median real estate taxes of $1,507. That is higher than the Assumption Parish average of 0.431%.
What is the average home price in Belle Rose?
The median owner-occupied home value in Belle Rose, Louisiana is $263,900, against $141,200 across Assumption Parish.
Is it cheaper to rent or buy in Belle Rose?
Rent data is not published for Belle Rose at this level of detail.
What salary do you need to buy a home in Belle Rose?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Belle Rose, Louisiana at today's rate takes a household income of roughly $96,500 a year. That covers the full $2,246 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belle Rose, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.