Cost to Own
United StatesArkansasSaline CountyHaskell Population 4,035 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Haskell, Arkansas

A $158,000 home here costs

$1,361

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $812. The real number is $549 higher every month — 68% more than the payment most buyers budget for.

Haskell median: $158,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $126,400 borrowed $812
Property tax0.773% effective rate for Haskell itself $102
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $118
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $132
Total monthly $1,361

Haskell against Saline County and Arkansas

MeasureHaskellSaline County
Median home value$158,000$211,700
Median property tax$1,222$1,335
Effective tax rate0.773%0.631%
Median gross rent$1,362$980
Population4,035125,724

The weather behind that power bill

Haskell sits in Saline County, which averages a high of 92.9°F in its hottest month and a low of 30.6°F in its coldest, with 53.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,150 cooling and 2,994 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Saline County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Saline County

Full Saline County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Haskell?

A $158,000 home in Haskell, Arkansas costs approximately $1,361 per month with 20% down at 6.66%. That is $812 principal and interest, $102 property tax, $118 homeowners insurance, $197 utilities and $132 set aside for maintenance.

What is the property tax rate in Haskell?

Haskell has an effective property tax rate of 0.773%, based on a median home value of $158,000 and median real estate taxes of $1,222. That is higher than the Saline County average of 0.631%.

What is the average home price in Haskell?

The median owner-occupied home value in Haskell, Arkansas is $158,000, against $211,700 across Saline County.

Is it cheaper to rent or buy in Haskell?

Median gross rent in Haskell is $1,362 a month, against $1,361 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Haskell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology