Cost to Own
United StatesArkansasSaline CountyAvilla Population 1,549 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Avilla, Arkansas

A $297,000 home here costs

$2,334

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,527. The real number is $807 higher every month — 53% more than the payment most buyers budget for.

Avilla median: $297,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $237,600 borrowed $1,527
Property tax0.567% effective rate for Avilla itself $140
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $222
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $248
Total monthly $2,334

Avilla against Saline County and Arkansas

MeasureAvillaSaline County
Median home value$297,200$211,700
Median property tax$1,684$1,335
Effective tax rate0.567%0.631%
Median gross rent$980
Population1,549125,724

The weather behind that power bill

Avilla sits in Saline County, which averages a high of 92.9°F in its hottest month and a low of 30.6°F in its coldest, with 53.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,150 cooling and 2,994 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Saline County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Saline County

Full Saline County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Avilla?

A $297,000 home in Avilla, Arkansas costs approximately $2,334 per month with 20% down at 6.66%. That is $1,527 principal and interest, $140 property tax, $222 homeowners insurance, $197 utilities and $248 set aside for maintenance.

What is the property tax rate in Avilla?

Avilla has an effective property tax rate of 0.567%, based on a median home value of $297,200 and median real estate taxes of $1,684. That is lower than the Saline County average of 0.631%.

What is the average home price in Avilla?

The median owner-occupied home value in Avilla, Arkansas is $297,200, against $211,700 across Saline County.

Is it cheaper to rent or buy in Avilla?

Rent data is not published for Avilla at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Avilla — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology