Cost to Own
United StatesArkansasSaline CountyEast End Population 6,344 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East End, Arkansas

A $206,000 home here costs

$1,682

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,059. The real number is $623 higher every month — 59% more than the payment most buyers budget for.

East End median: $206,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $164,800 borrowed $1,059
Property tax0.587% effective rate for East End itself $101
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $154
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $172
Total monthly $1,682

East End against Saline County and Arkansas

MeasureEast EndSaline County
Median home value$206,000$211,700
Median property tax$1,210$1,335
Effective tax rate0.587%0.631%
Median gross rent$953$980
Population6,344125,724

The weather behind that power bill

East End sits in Saline County, which averages a high of 92.9°F in its hottest month and a low of 30.6°F in its coldest, with 53.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,150 cooling and 2,994 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Saline County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Saline County

Full Saline County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in East End?

A $206,000 home in East End, Arkansas costs approximately $1,682 per month with 20% down at 6.66%. That is $1,059 principal and interest, $101 property tax, $154 homeowners insurance, $197 utilities and $172 set aside for maintenance.

What is the property tax rate in East End?

East End has an effective property tax rate of 0.587%, based on a median home value of $206,000 and median real estate taxes of $1,210. That is lower than the Saline County average of 0.631%.

What is the average home price in East End?

The median owner-occupied home value in East End, Arkansas is $206,000, against $211,700 across Saline County.

Is it cheaper to rent or buy in East End?

Median gross rent in East End is $953 a month, against $1,682 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East End — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology