Total monthly cost of ownership
Cost to Own a Home in Bryant, Arkansas
A $223,000 home here costs
$1,816per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,146. The real number is $669 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bryant against Saline County and Arkansas
| Measure | Bryant | Saline County |
|---|---|---|
| Median home value | $223,400 | $211,700 |
| Median property tax | $1,442 | $1,335 |
| Effective tax rate | 0.645% | 0.631% |
| Median gross rent | $973 | $980 |
| Population | 21,125 | 125,724 |
The weather behind that power bill
Bryant sits in Saline County, which averages a high of 92.9°F in its hottest month and a low of 30.6°F in its coldest, with 53.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,150 cooling and 2,994 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Saline County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Saline County
Full Saline County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Bryant?
A $223,000 home in Bryant, Arkansas costs approximately $1,816 per month with 20% down at 6.66%. That is $1,146 principal and interest, $120 property tax, $167 homeowners insurance, $197 utilities and $186 set aside for maintenance.
What is the property tax rate in Bryant?
Bryant has an effective property tax rate of 0.645%, based on a median home value of $223,400 and median real estate taxes of $1,442. That is higher than the Saline County average of 0.631%.
What is the average home price in Bryant?
The median owner-occupied home value in Bryant, Arkansas is $223,400, against $211,700 across Saline County.
Is it cheaper to rent or buy in Bryant?
Median gross rent in Bryant is $973 a month, against $1,816 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bryant — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.