Cost to Own
United StatesPennsylvaniaClinton CountyDunnstown Population 1,117 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dunnstown, Pennsylvania

A $204,000 home here costs

$1,771

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,049. The real number is $722 higher every month — 69% more than the payment most buyers budget for.

Dunnstown median: $204,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $163,200 borrowed $1,049
Property tax1.307% effective rate for Dunnstown itself $222
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $68
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $170
Total monthly $1,771

Dunnstown against Clinton County and Pennsylvania

MeasureDunnstownClinton County
Median home value$204,100$179,100
Median property tax$2,667$2,047
Effective tax rate1.307%1.143%
Median gross rent$796$815
Population1,11737,707

The weather behind that power bill

Dunnstown sits in Clinton County, which averages a high of 83.0°F in its hottest month and a low of 18.8°F in its coldest, with 41.22" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 601 cooling and 6,168 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clinton County

Full Clinton County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Dunnstown?

A $204,000 home in Dunnstown, Pennsylvania costs approximately $1,771 per month with 20% down at 6.66%. That is $1,049 principal and interest, $222 property tax, $68 homeowners insurance, $262 utilities and $170 set aside for maintenance.

What is the property tax rate in Dunnstown?

Dunnstown has an effective property tax rate of 1.307%, based on a median home value of $204,100 and median real estate taxes of $2,667. That is higher than the Clinton County average of 1.143%.

What is the average home price in Dunnstown?

The median owner-occupied home value in Dunnstown, Pennsylvania is $204,100, against $179,100 across Clinton County.

Is it cheaper to rent or buy in Dunnstown?

Median gross rent in Dunnstown is $796 a month, against $1,771 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dunnstown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology