Total monthly cost of ownership
Cost to Own a Home in Castanea, Pennsylvania
A $123,000 home here costs
$1,170per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $632. The real number is $537 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Castanea against Clinton County and Pennsylvania
| Measure | Castanea | Clinton County |
|---|---|---|
| Median home value | $123,400 | $179,100 |
| Median property tax | $1,589 | $2,047 |
| Effective tax rate | 1.288% | 1.143% |
| Median gross rent | $962 | $815 |
| Population | 1,114 | 37,707 |
The weather behind that power bill
Castanea sits in Clinton County, which averages a high of 83.0°F in its hottest month and a low of 18.8°F in its coldest, with 41.22" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 601 cooling and 6,168 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clinton County
Full Clinton County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Castanea?
A $123,000 home in Castanea, Pennsylvania costs approximately $1,170 per month with 20% down at 6.66%. That is $632 principal and interest, $132 property tax, $41 homeowners insurance, $262 utilities and $103 set aside for maintenance.
What is the property tax rate in Castanea?
Castanea has an effective property tax rate of 1.288%, based on a median home value of $123,400 and median real estate taxes of $1,589. That is higher than the Clinton County average of 1.143%.
What is the average home price in Castanea?
The median owner-occupied home value in Castanea, Pennsylvania is $123,400, against $179,100 across Clinton County.
Is it cheaper to rent or buy in Castanea?
Median gross rent in Castanea is $962 a month, against $1,170 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Castanea — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.