Cost to Own
United StatesPennsylvaniaClinton CountyAvis Population 1,335 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Avis, Pennsylvania

A $153,000 home here costs

$1,388

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $787. The real number is $601 higher every month — 76% more than the payment most buyers budget for.

Avis median: $153,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $122,400 borrowed $787
Property tax1.262% effective rate for Avis itself $161
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $51
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $128
Total monthly $1,388

Avis against Clinton County and Pennsylvania

MeasureAvisClinton County
Median home value$153,000$179,100
Median property tax$1,931$2,047
Effective tax rate1.262%1.143%
Median gross rent$812$815
Population1,33537,707

The weather behind that power bill

Avis sits in Clinton County, which averages a high of 83.0°F in its hottest month and a low of 18.8°F in its coldest, with 41.22" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 601 cooling and 6,168 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clinton County

Full Clinton County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Avis?

A $153,000 home in Avis, Pennsylvania costs approximately $1,388 per month with 20% down at 6.66%. That is $787 principal and interest, $161 property tax, $51 homeowners insurance, $262 utilities and $128 set aside for maintenance.

What is the property tax rate in Avis?

Avis has an effective property tax rate of 1.262%, based on a median home value of $153,000 and median real estate taxes of $1,931. That is higher than the Clinton County average of 1.143%.

What is the average home price in Avis?

The median owner-occupied home value in Avis, Pennsylvania is $153,000, against $179,100 across Clinton County.

Is it cheaper to rent or buy in Avis?

Median gross rent in Avis is $812 a month, against $1,388 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Avis — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology