Cost to Own
United StatesTexasBrazoria CountyBrookside Village Population 1,474 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Brookside Village, Texas

A $301,000 home here costs

$2,602

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,547. The real number is $1,055 higher every month — 68% more than the payment most buyers budget for.

Brookside Village median: $301,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $240,800 borrowed $1,547
Property tax1.551% effective rate for Brookside Village itself $389
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $199
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $251
Total monthly $2,602

Brookside Village against Brazoria County and Texas

MeasureBrookside VillageBrazoria County
Median home value$301,300$276,800
Median property tax$4,674$4,831
Effective tax rate1.551%1.745%
Median gross rent$1,475$1,410
Population1,474381,650

The weather behind that power bill

Brookside Village sits in Brazoria County, which averages a high of 91.6°F in its hottest month and a low of 46.8°F in its coldest, with 53.37" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,213 cooling and 1,044 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Brazoria County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brazoria County

Full Brazoria County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Brookside Village?

A $301,000 home in Brookside Village, Texas costs approximately $2,602 per month with 20% down at 6.66%. That is $1,547 principal and interest, $389 property tax, $199 homeowners insurance, $216 utilities and $251 set aside for maintenance.

What is the property tax rate in Brookside Village?

Brookside Village has an effective property tax rate of 1.551%, based on a median home value of $301,300 and median real estate taxes of $4,674. That is lower than the Brazoria County average of 1.745%.

What is the average home price in Brookside Village?

The median owner-occupied home value in Brookside Village, Texas is $301,300, against $276,800 across Brazoria County.

Is it cheaper to rent or buy in Brookside Village?

Median gross rent in Brookside Village is $1,475 a month, against $2,602 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brookside Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology