Cost to Own
United States › Texas › Brazoria County › Brookside Village Population 1,474 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $1,081 a month in taxes, insurance, utilities and upkeep. See the full Brazoria County picture

Total monthly cost of ownership

Cost to Own a Home in Brookside Village, Texas

A $301,000 home here costs

$2,722

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $116,500 a year.

P&I 60%Tax 14%Insurance 7%Utilities 9%Upkeep 9%

A standard mortgage calculator would have told you $1,641. The real number is $1,081 higher every month, 66% more than the payment most buyers budget for.

Compare Brazoria County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Brookside Village from a five-year rolling sample, and with about 1,474 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Brazoria County figures are drawn from a far larger sample if you want a steadier number.

Brookside Village median: $301,300
Under 20% adds PMI
Freddie Mac PMMS
TX average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $240,800 borrowed $1,641
Property tax1.551% effective rate for Brookside Village itself $389
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $199
Electricity15.91ยข/kWh, Texas residential average, EIA $174
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $251
Total monthly $2,722

Brookside Village against Brazoria County and Texas

MeasureBrookside VillageBrazoria County
Median home value$301,300$276,800
Median property tax$4,674$4,831
Effective tax rate1.551%1.745%
Median gross rent$1,475$1,410
Population1,474381,650

The weather behind that power bill

Brookside Village sits in Brazoria County, which averages a high of 91.6°F in its hottest month and a low of 46.8°F in its coldest, with 53.37" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,213 cooling and 1,044 heating degree days, which is what sets the $174 electricity line above.

See the full climate breakdown for Brazoria County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brazoria County

Full Brazoria County cost breakdown · Every county in Texas

Talk to someone who works this market

These are Brookside Village averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Brookside Village every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Brookside Village I already own here and may sell

Common questions

How much does it cost to own a home in Brookside Village?

A $301,000 home in Brookside Village, Texas costs approximately $2,722 per month with 20% down at 7.24%. That is $1,641 principal and interest, $389 property tax, $199 homeowners insurance, $242 utilities and $251 set aside for maintenance.

What is the property tax rate in Brookside Village?

Brookside Village has an effective property tax rate of 1.551%, based on a median home value of $301,300 and median real estate taxes of $4,674. That is lower than the Brazoria County average of 1.745%.

What is the average home price in Brookside Village?

The median owner-occupied home value in Brookside Village, Texas is $301,300, against $276,800 across Brazoria County.

Is it cheaper to rent or buy in Brookside Village?

Median gross rent in Brookside Village is $1,475 a month, against $2,722 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Brookside Village?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Brookside Village, Texas at today's rate takes a household income of roughly $116,500 a year. That covers the full $2,722 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brookside Village, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Texas.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology