Cost to Own
United States › Texas › Brazoria County › Angleton Population 19,597 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $793 a month in taxes, insurance, utilities and upkeep. See the full Brazoria County picture

Total monthly cost of ownership

Cost to Own a Home in Angleton, Texas

A $187,000 home here costs

$1,812

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $77,500 a year.

P&I 56%Tax 15%Insurance 7%Utilities 13%Upkeep 9%

A standard mortgage calculator would have told you $1,020. The real number is $793 higher every month, 78% more than the payment most buyers budget for.

Compare Brazoria County with anywhere in America · full county breakdown

Angleton median: $187,400
Under 20% adds PMI
Freddie Mac PMMS
TX average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $149,600 borrowed $1,020
Property tax1.739% effective rate for Angleton itself $271
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $124
Electricity15.91ยข/kWh, Texas residential average, EIA $174
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $156
Total monthly $1,812

Angleton against Brazoria County and Texas

MeasureAngletonBrazoria County
Median home value$187,400$276,800
Median property tax$3,259$4,831
Effective tax rate1.739%1.745%
Median gross rent$1,072$1,410
Population19,597381,650

The weather behind that power bill

Angleton sits in Brazoria County, which averages a high of 91.6°F in its hottest month and a low of 46.8°F in its coldest, with 53.37" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,213 cooling and 1,044 heating degree days, which is what sets the $174 electricity line above.

See the full climate breakdown for Brazoria County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brazoria County

Full Brazoria County cost breakdown · Every county in Texas

Talk to someone who works this market

These are Angleton averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Angleton every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Angleton I already own here and may sell

Common questions

How much does it cost to own a home in Angleton?

A $187,000 home in Angleton, Texas costs approximately $1,812 per month with 20% down at 7.24%. That is $1,020 principal and interest, $271 property tax, $124 homeowners insurance, $242 utilities and $156 set aside for maintenance.

What is the property tax rate in Angleton?

Angleton has an effective property tax rate of 1.739%, based on a median home value of $187,400 and median real estate taxes of $3,259. That is in line with the Brazoria County average of 1.745%.

What is the average home price in Angleton?

The median owner-occupied home value in Angleton, Texas is $187,400, against $276,800 across Brazoria County.

Is it cheaper to rent or buy in Angleton?

Median gross rent in Angleton is $1,072 a month, against $1,812 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Angleton?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Angleton, Texas at today's rate takes a household income of roughly $77,500 a year. That covers the full $1,812 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Angleton, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Texas.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology