Total monthly cost of ownership
Cost to Own a Home in Williston Highlands, Florida
A $187,000 home here costs
$1,618per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $69,500 a year.
A standard mortgage calculator would have told you $1,020. The real number is $598 higher every month, 59% more than the payment most buyers budget for.
Compare Levy County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Williston Highlands from a five-year rolling sample, and with about 3,213 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Levy County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Williston Highlands against Levy County and Florida
| Measure | Williston Highlands | Levy County |
|---|---|---|
| Median home value | $187,400 | $171,400 |
| Median property tax | $1,153 | $1,110 |
| Effective tax rate | 0.615% | 0.648% |
| Median gross rent | $640 | $826 |
| Population | 3,213 | 44,276 |
The weather behind that power bill
Williston Highlands sits in Levy County, which averages a high of 89.4°F in its hottest month and a low of 44.1°F in its coldest, with 57.1" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 2,656 cooling and 1,097 heating degree days, which is what sets the $165 electricity line above.
See the full climate breakdown for Levy County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Levy County
Talk to someone who works this market
These are Williston Highlands averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Williston Highlands every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Williston Highlands?
A $187,000 home in Williston Highlands, Florida costs approximately $1,618 per month with 20% down at 7.24%. That is $1,020 principal and interest, $96 property tax, $113 homeowners insurance, $233 utilities and $156 set aside for maintenance.
What is the property tax rate in Williston Highlands?
Williston Highlands has an effective property tax rate of 0.615%, based on a median home value of $187,400 and median real estate taxes of $1,153. That is lower than the Levy County average of 0.648%.
What is the average home price in Williston Highlands?
The median owner-occupied home value in Williston Highlands, Florida is $187,400, against $171,400 across Levy County.
Is it cheaper to rent or buy in Williston Highlands?
Median gross rent in Williston Highlands is $640 a month, against $1,618 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Williston Highlands?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Williston Highlands, Florida at today's rate takes a household income of roughly $69,500 a year. That covers the full $1,618 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Williston Highlands, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Florida.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.