Total monthly cost of ownership
Cost to Own a Home in Inglis, Florida
A $162,000 home here costs
$1,341per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $833. The real number is $508 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Inglis against Levy County and Florida
| Measure | Inglis | Levy County |
|---|---|---|
| Median home value | $162,200 | $171,400 |
| Median property tax | $847 | $1,110 |
| Effective tax rate | 0.522% | 0.648% |
| Median gross rent | $331 | $826 |
| Population | 1,693 | 44,276 |
The weather behind that power bill
Inglis sits in Levy County, which averages a high of 89.4°F in its hottest month and a low of 44.1°F in its coldest, with 57.1" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 2,656 cooling and 1,097 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Levy County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Levy County
Common questions
How much does it cost to own a home in Inglis?
A $162,000 home in Inglis, Florida costs approximately $1,341 per month with 20% down at 6.66%. That is $833 principal and interest, $70 property tax, $98 homeowners insurance, $204 utilities and $135 set aside for maintenance.
What is the property tax rate in Inglis?
Inglis has an effective property tax rate of 0.522%, based on a median home value of $162,200 and median real estate taxes of $847. That is lower than the Levy County average of 0.648%.
What is the average home price in Inglis?
The median owner-occupied home value in Inglis, Florida is $162,200, against $171,400 across Levy County.
Is it cheaper to rent or buy in Inglis?
Median gross rent in Inglis is $331 a month, against $1,341 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Inglis — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.