Total monthly cost of ownership
Cost to Own a Home in Williston, Florida
A $219,000 home here costs
$1,751per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,126. The real number is $626 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Williston against Levy County and Florida
| Measure | Williston | Levy County |
|---|---|---|
| Median home value | $218,900 | $171,400 |
| Median property tax | $1,277 | $1,110 |
| Effective tax rate | 0.583% | 0.648% |
| Median gross rent | $961 | $826 |
| Population | 3,055 | 44,276 |
The weather behind that power bill
Williston sits in Levy County, which averages a high of 89.4°F in its hottest month and a low of 44.1°F in its coldest, with 57.1" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 2,656 cooling and 1,097 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Levy County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Levy County
Common questions
How much does it cost to own a home in Williston?
A $219,000 home in Williston, Florida costs approximately $1,751 per month with 20% down at 6.66%. That is $1,126 principal and interest, $106 property tax, $132 homeowners insurance, $204 utilities and $183 set aside for maintenance.
What is the property tax rate in Williston?
Williston has an effective property tax rate of 0.583%, based on a median home value of $218,900 and median real estate taxes of $1,277. That is lower than the Levy County average of 0.648%.
What is the average home price in Williston?
The median owner-occupied home value in Williston, Florida is $218,900, against $171,400 across Levy County.
Is it cheaper to rent or buy in Williston?
Median gross rent in Williston is $961 a month, against $1,751 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Williston — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.