Cost to Own
United StatesSouth CarolinaOrangeburg CountyWilkinson Heights Population 1,853 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wilkinson Heights, South Carolina

A $76,000 home here costs

$740

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $391. The real number is $349 higher every month — 89% more than the payment most buyers budget for.

Wilkinson Heights median: $76,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $60,800 borrowed $391
Property tax0.570% effective rate for Wilkinson Heights itself $36
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $37
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $63
Total monthly $740

Wilkinson Heights against Orangeburg County and South Carolina

MeasureWilkinson HeightsOrangeburg County
Median home value$76,300$109,700
Median property tax$435$724
Effective tax rate0.570%0.660%
Median gross rent$788$804
Population1,85383,531

The weather behind that power bill

Wilkinson Heights sits in Orangeburg County, which averages a high of 91.9°F in its hottest month and a low of 36.9°F in its coldest, with 43.67" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,234 cooling and 2,195 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Orangeburg County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Orangeburg County

Full Orangeburg County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Wilkinson Heights?

A $76,000 home in Wilkinson Heights, South Carolina costs approximately $740 per month with 20% down at 6.66%. That is $391 principal and interest, $36 property tax, $37 homeowners insurance, $213 utilities and $63 set aside for maintenance.

What is the property tax rate in Wilkinson Heights?

Wilkinson Heights has an effective property tax rate of 0.570%, based on a median home value of $76,300 and median real estate taxes of $435. That is lower than the Orangeburg County average of 0.660%.

What is the average home price in Wilkinson Heights?

The median owner-occupied home value in Wilkinson Heights, South Carolina is $76,300, against $109,700 across Orangeburg County.

Is it cheaper to rent or buy in Wilkinson Heights?

Median gross rent in Wilkinson Heights is $788 a month, against $740 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wilkinson Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology