Total monthly cost of ownership
Cost to Own a Home in Branchville, South Carolina
A $99,000 home here costs
$901per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $509. The real number is $392 higher every month — 77% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Branchville against Orangeburg County and South Carolina
| Measure | Branchville | Orangeburg County |
|---|---|---|
| Median home value | $98,900 | $109,700 |
| Median property tax | $583 | $724 |
| Effective tax rate | 0.589% | 0.660% |
| Median gross rent | $772 | $804 |
| Population | 1,169 | 83,531 |
The weather behind that power bill
Branchville sits in Orangeburg County, which averages a high of 91.9°F in its hottest month and a low of 36.9°F in its coldest, with 43.67" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,234 cooling and 2,195 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Orangeburg County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Orangeburg County
Full Orangeburg County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Branchville?
A $99,000 home in Branchville, South Carolina costs approximately $901 per month with 20% down at 6.66%. That is $509 principal and interest, $49 property tax, $48 homeowners insurance, $213 utilities and $83 set aside for maintenance.
What is the property tax rate in Branchville?
Branchville has an effective property tax rate of 0.589%, based on a median home value of $98,900 and median real estate taxes of $583. That is lower than the Orangeburg County average of 0.660%.
What is the average home price in Branchville?
The median owner-occupied home value in Branchville, South Carolina is $98,900, against $109,700 across Orangeburg County.
Is it cheaper to rent or buy in Branchville?
Median gross rent in Branchville is $772 a month, against $901 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Branchville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.