Total monthly cost of ownership
Cost to Own a Home in Elloree, South Carolina
A $188,000 home here costs
$1,532per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $967. The real number is $566 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Elloree against Orangeburg County and South Carolina
| Measure | Elloree | Orangeburg County |
|---|---|---|
| Median home value | $188,100 | $109,700 |
| Median property tax | $1,262 | $724 |
| Effective tax rate | 0.671% | 0.660% |
| Median gross rent | $954 | $804 |
| Population | 1,005 | 83,531 |
The weather behind that power bill
Elloree sits in Orangeburg County, which averages a high of 91.9°F in its hottest month and a low of 36.9°F in its coldest, with 43.67" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,234 cooling and 2,195 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Orangeburg County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Orangeburg County
Full Orangeburg County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Elloree?
A $188,000 home in Elloree, South Carolina costs approximately $1,532 per month with 20% down at 6.66%. That is $967 principal and interest, $105 property tax, $91 homeowners insurance, $213 utilities and $157 set aside for maintenance.
What is the property tax rate in Elloree?
Elloree has an effective property tax rate of 0.671%, based on a median home value of $188,100 and median real estate taxes of $1,262. That is higher than the Orangeburg County average of 0.660%.
What is the average home price in Elloree?
The median owner-occupied home value in Elloree, South Carolina is $188,100, against $109,700 across Orangeburg County.
Is it cheaper to rent or buy in Elloree?
Median gross rent in Elloree is $954 a month, against $1,532 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Elloree — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.