Total monthly cost of ownership
Cost to Own a Home in Westfield Center, Ohio
A $331,000 home here costs
$2,657per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,702. The real number is $955 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Westfield Center against Medina County and Ohio
| Measure | Westfield Center | Medina County |
|---|---|---|
| Median home value | $331,300 | $268,000 |
| Median property tax | $3,757 | $3,448 |
| Effective tax rate | 1.134% | 1.287% |
| Median gross rent | $1,573 | $1,090 |
| Population | 1,248 | 183,049 |
The weather behind that power bill
Westfield Center sits in Medina County, which averages a high of 81.6°F in its hottest month and a low of 16.8°F in its coldest, with 40.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 582 cooling and 6,526 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Medina County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Medina County
Common questions
How much does it cost to own a home in Westfield Center?
A $331,000 home in Westfield Center, Ohio costs approximately $2,657 per month with 20% down at 6.66%. That is $1,702 principal and interest, $313 property tax, $123 homeowners insurance, $243 utilities and $276 set aside for maintenance.
What is the property tax rate in Westfield Center?
Westfield Center has an effective property tax rate of 1.134%, based on a median home value of $331,300 and median real estate taxes of $3,757. That is lower than the Medina County average of 1.287%.
What is the average home price in Westfield Center?
The median owner-occupied home value in Westfield Center, Ohio is $331,300, against $268,000 across Medina County.
Is it cheaper to rent or buy in Westfield Center?
Median gross rent in Westfield Center is $1,573 a month, against $2,657 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Westfield Center — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.