Cost to Own
United StatesOhioMedina CountyRittman Population 6,033 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Rittman, Ohio

A $153,000 home here costs

$1,380

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $787. The real number is $594 higher every month — 75% more than the payment most buyers budget for.

Rittman median: $153,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $122,400 borrowed $787
Property tax1.301% effective rate for Rittman itself $166
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $57
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $128
Total monthly $1,380

Rittman against Medina County and Ohio

MeasureRittmanMedina County
Median home value$153,200$268,000
Median property tax$1,993$3,448
Effective tax rate1.301%1.287%
Median gross rent$749$1,090
Population6,033183,049

Rittman extends across 2 counties. Figures here use Medina County, where most of its housing sits.

The weather behind that power bill

Rittman sits in Medina County, which averages a high of 81.6°F in its hottest month and a low of 16.8°F in its coldest, with 40.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 582 cooling and 6,526 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Medina County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Medina County

Full Medina County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Rittman?

A $153,000 home in Rittman, Ohio costs approximately $1,380 per month with 20% down at 6.66%. That is $787 principal and interest, $166 property tax, $57 homeowners insurance, $243 utilities and $128 set aside for maintenance.

What is the property tax rate in Rittman?

Rittman has an effective property tax rate of 1.301%, based on a median home value of $153,200 and median real estate taxes of $1,993. That is higher than the Medina County average of 1.287%.

What is the average home price in Rittman?

The median owner-occupied home value in Rittman, Ohio is $153,200, against $268,000 across Medina County.

Is it cheaper to rent or buy in Rittman?

Median gross rent in Rittman is $749 a month, against $1,380 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Rittman — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology