Total monthly cost of ownership
Cost to Own a Home in Brunswick, Ohio
A $233,000 home here costs
$2,033per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $87,000 a year.
A standard mortgage calculator would have told you $1,270. The real number is $762 higher every month, 60% more than the payment most buyers budget for.
Compare Medina County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brunswick against Medina County and Ohio
| Measure | Brunswick | Medina County |
|---|---|---|
| Median home value | $233,300 | $268,000 |
| Median property tax | $2,999 | $3,448 |
| Effective tax rate | 1.285% | 1.287% |
| Median gross rent | $1,115 | $1,090 |
| Population | 35,284 | 183,049 |
The weather behind that power bill
Brunswick sits in Medina County, which averages a high of 81.6°F in its hottest month and a low of 16.8°F in its coldest, with 40.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 582 cooling and 6,526 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Medina County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Medina County
Talk to someone who works this market
These are Brunswick averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Brunswick every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Brunswick I already own here and may sell
Common questions
How much does it cost to own a home in Brunswick?
A $233,000 home in Brunswick, Ohio costs approximately $2,033 per month with 20% down at 7.24%. That is $1,270 principal and interest, $250 property tax, $87 homeowners insurance, $232 utilities and $194 set aside for maintenance.
What is the property tax rate in Brunswick?
Brunswick has an effective property tax rate of 1.285%, based on a median home value of $233,300 and median real estate taxes of $2,999. That is in line with the Medina County average of 1.287%.
What is the average home price in Brunswick?
The median owner-occupied home value in Brunswick, Ohio is $233,300, against $268,000 across Medina County.
Is it cheaper to rent or buy in Brunswick?
Median gross rent in Brunswick is $1,115 a month, against $2,033 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Brunswick?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Brunswick, Ohio at today's rate takes a household income of roughly $87,000 a year. That covers the full $2,033 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brunswick, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.