Total monthly cost of ownership
Cost to Own a Home in West Hills, Pennsylvania
A $214,000 home here costs
$1,811per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,100. The real number is $711 higher every month — 65% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Hills against Armstrong County and Pennsylvania
| Measure | West Hills | Armstrong County |
|---|---|---|
| Median home value | $213,800 | $146,300 |
| Median property tax | $2,390 | $2,175 |
| Effective tax rate | 1.118% | 1.487% |
| Median gross rent | — | $802 |
| Population | 1,522 | 65,069 |
The weather behind that power bill
West Hills sits in Armstrong County, which averages a high of 83.8°F in its hottest month and a low of 17.2°F in its coldest, with 44.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 617 cooling and 6,194 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Armstrong County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Armstrong County
Full Armstrong County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in West Hills?
A $214,000 home in West Hills, Pennsylvania costs approximately $1,811 per month with 20% down at 6.66%. That is $1,100 principal and interest, $199 property tax, $72 homeowners insurance, $262 utilities and $178 set aside for maintenance.
What is the property tax rate in West Hills?
West Hills has an effective property tax rate of 1.118%, based on a median home value of $213,800 and median real estate taxes of $2,390. That is lower than the Armstrong County average of 1.487%.
What is the average home price in West Hills?
The median owner-occupied home value in West Hills, Pennsylvania is $213,800, against $146,300 across Armstrong County.
Is it cheaper to rent or buy in West Hills?
Rent data is not published for West Hills at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Hills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.