Cost to Own
United StatesPennsylvaniaArmstrong CountyLenape Heights Population 1,225 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lenape Heights, Pennsylvania

A $165,000 home here costs

$1,458

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $848. The real number is $610 higher every month — 72% more than the payment most buyers budget for.

Lenape Heights median: $165,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $132,000 borrowed $848
Property tax1.132% effective rate for Lenape Heights itself $156
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $55
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $138
Total monthly $1,458

Lenape Heights against Armstrong County and Pennsylvania

MeasureLenape HeightsArmstrong County
Median home value$165,400$146,300
Median property tax$1,873$2,175
Effective tax rate1.132%1.487%
Median gross rent$947$802
Population1,22565,069

The weather behind that power bill

Lenape Heights sits in Armstrong County, which averages a high of 83.8°F in its hottest month and a low of 17.2°F in its coldest, with 44.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 617 cooling and 6,194 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Armstrong County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Armstrong County

Full Armstrong County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Lenape Heights?

A $165,000 home in Lenape Heights, Pennsylvania costs approximately $1,458 per month with 20% down at 6.66%. That is $848 principal and interest, $156 property tax, $55 homeowners insurance, $262 utilities and $138 set aside for maintenance.

What is the property tax rate in Lenape Heights?

Lenape Heights has an effective property tax rate of 1.132%, based on a median home value of $165,400 and median real estate taxes of $1,873. That is lower than the Armstrong County average of 1.487%.

What is the average home price in Lenape Heights?

The median owner-occupied home value in Lenape Heights, Pennsylvania is $165,400, against $146,300 across Armstrong County.

Is it cheaper to rent or buy in Lenape Heights?

Median gross rent in Lenape Heights is $947 a month, against $1,458 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lenape Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology