Total monthly cost of ownership
Cost to Own a Home in North Apollo, Pennsylvania
A $131,000 home here costs
$1,298per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $55,500 a year.
A standard mortgage calculator would have told you $714. The real number is $584 higher every month, 82% more than the payment most buyers budget for.
Compare Armstrong County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for North Apollo from a five-year rolling sample, and with about 1,184 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Armstrong County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
North Apollo against Armstrong County and Pennsylvania
| Measure | North Apollo | Armstrong County |
|---|---|---|
| Median home value | $130,800 | $146,300 |
| Median property tax | $2,220 | $2,175 |
| Effective tax rate | 1.697% | 1.487% |
| Median gross rent | $870 | $802 |
| Population | 1,184 | 65,069 |
The weather behind that power bill
North Apollo sits in Armstrong County, which averages a high of 83.8°F in its hottest month and a low of 17.2°F in its coldest, with 44.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 617 cooling and 6,194 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Armstrong County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Armstrong County
Full Armstrong County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are North Apollo averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works North Apollo every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in North Apollo I already own here and may sell
Common questions
How much does it cost to own a home in North Apollo?
A $131,000 home in North Apollo, Pennsylvania costs approximately $1,298 per month with 20% down at 7.24%. That is $714 principal and interest, $185 property tax, $44 homeowners insurance, $246 utilities and $109 set aside for maintenance.
What is the property tax rate in North Apollo?
North Apollo has an effective property tax rate of 1.697%, based on a median home value of $130,800 and median real estate taxes of $2,220. That is higher than the Armstrong County average of 1.487%.
What is the average home price in North Apollo?
The median owner-occupied home value in North Apollo, Pennsylvania is $130,800, against $146,300 across Armstrong County.
Is it cheaper to rent or buy in North Apollo?
Median gross rent in North Apollo is $870 a month, against $1,298 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in North Apollo?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in North Apollo, Pennsylvania at today's rate takes a household income of roughly $55,500 a year. That covers the full $1,298 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for North Apollo, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.