Cost to Own
United States › Washington › Asotin County › West Clarkston-Highland Population 5,678 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $637 a month in taxes, insurance, utilities and upkeep. See the full Asotin County picture

Total monthly cost of ownership

Cost to Own a Home in West Clarkston-Highland, Washington

A $253,000 home here costs

$2,017

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $86,500 a year.

P&I 68%Tax 9%Insurance 2%Utilities 10%Upkeep 10%

A standard mortgage calculator would have told you $1,379. The real number is $637 higher every month, 46% more than the payment most buyers budget for.

Compare Asotin County with anywhere in America · full county breakdown

West Clarkston-Highland median: $253,200
Under 20% adds PMI
Freddie Mac PMMS
WA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $202,400 borrowed $1,379
Property tax0.859% effective rate for West Clarkston-Highland itself $181
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $38
Electricity14.63ยข/kWh, Washington residential average, EIA $140
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $211
Total monthly $2,017

West Clarkston-Highland against Asotin County and Washington

MeasureWest Clarkston-HighlandAsotin County
Median home value$253,200$286,200
Median property tax$2,176$2,289
Effective tax rate0.859%0.800%
Median gross rent$1,123$994
Population5,67822,424

The weather behind that power bill

West Clarkston-Highland sits in Asotin County, which averages a high of 90.8°F in its hottest month and a low of 29.5°F in its coldest, with 12.87" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 913 cooling and 4,980 heating degree days, which is what sets the $140 electricity line above.

See the full climate breakdown for Asotin County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Asotin County

Full Asotin County cost breakdown · Every county in Washington

Talk to someone who works this market

These are West Clarkston-Highland averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works West Clarkston-Highland every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in West Clarkston-Highland I already own here and may sell

Common questions

How much does it cost to own a home in West Clarkston-Highland?

A $253,000 home in West Clarkston-Highland, Washington costs approximately $2,017 per month with 20% down at 7.24%. That is $1,379 principal and interest, $181 property tax, $38 homeowners insurance, $208 utilities and $211 set aside for maintenance.

What is the property tax rate in West Clarkston-Highland?

West Clarkston-Highland has an effective property tax rate of 0.859%, based on a median home value of $253,200 and median real estate taxes of $2,176. That is higher than the Asotin County average of 0.800%.

What is the average home price in West Clarkston-Highland?

The median owner-occupied home value in West Clarkston-Highland, Washington is $253,200, against $286,200 across Asotin County.

Is it cheaper to rent or buy in West Clarkston-Highland?

Median gross rent in West Clarkston-Highland is $1,123 a month, against $2,017 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in West Clarkston-Highland?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in West Clarkston-Highland, Washington at today's rate takes a household income of roughly $86,500 a year. That covers the full $2,017 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Clarkston-Highland, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Washington.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology