Cost to Own
United StatesWashingtonAsotin CountyWest Clarkston-Highland Population 5,678 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Clarkston-Highland, Washington

A $253,000 home here costs

$1,933

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,301. The real number is $632 higher every month — 49% more than the payment most buyers budget for.

West Clarkston-Highland median: $253,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $202,400 borrowed $1,301
Property tax0.859% effective rate for West Clarkston-Highland itself $181
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $38
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $211
Total monthly $1,933

West Clarkston-Highland against Asotin County and Washington

MeasureWest Clarkston-HighlandAsotin County
Median home value$253,200$286,200
Median property tax$2,176$2,289
Effective tax rate0.859%0.800%
Median gross rent$1,123$994
Population5,67822,424

The weather behind that power bill

West Clarkston-Highland sits in Asotin County, which averages a high of 90.8°F in its hottest month and a low of 29.5°F in its coldest, with 12.87" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 913 cooling and 4,980 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Asotin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Asotin County

Full Asotin County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in West Clarkston-Highland?

A $253,000 home in West Clarkston-Highland, Washington costs approximately $1,933 per month with 20% down at 6.66%. That is $1,301 principal and interest, $181 property tax, $38 homeowners insurance, $202 utilities and $211 set aside for maintenance.

What is the property tax rate in West Clarkston-Highland?

West Clarkston-Highland has an effective property tax rate of 0.859%, based on a median home value of $253,200 and median real estate taxes of $2,176. That is higher than the Asotin County average of 0.800%.

What is the average home price in West Clarkston-Highland?

The median owner-occupied home value in West Clarkston-Highland, Washington is $253,200, against $286,200 across Asotin County.

Is it cheaper to rent or buy in West Clarkston-Highland?

Median gross rent in West Clarkston-Highland is $1,123 a month, against $1,933 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Clarkston-Highland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology