Total monthly cost of ownership
Cost to Own a Home in Asotin, Washington
A $275,000 home here costs
$2,139per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,414. The real number is $725 higher every month — 51% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Asotin against Asotin County and Washington
| Measure | Asotin | Asotin County |
|---|---|---|
| Median home value | $275,400 | $286,200 |
| Median property tax | $3,034 | $2,289 |
| Effective tax rate | 1.102% | 0.800% |
| Median gross rent | $1,011 | $994 |
| Population | 1,039 | 22,424 |
The weather behind that power bill
Asotin sits in Asotin County, which averages a high of 90.8°F in its hottest month and a low of 29.5°F in its coldest, with 12.87" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 913 cooling and 4,980 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Asotin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Asotin County
Full Asotin County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in Asotin?
A $275,000 home in Asotin, Washington costs approximately $2,139 per month with 20% down at 6.66%. That is $1,414 principal and interest, $253 property tax, $41 homeowners insurance, $202 utilities and $229 set aside for maintenance.
What is the property tax rate in Asotin?
Asotin has an effective property tax rate of 1.102%, based on a median home value of $275,400 and median real estate taxes of $3,034. That is higher than the Asotin County average of 0.800%.
What is the average home price in Asotin?
The median owner-occupied home value in Asotin, Washington is $275,400, against $286,200 across Asotin County.
Is it cheaper to rent or buy in Asotin?
Median gross rent in Asotin is $1,011 a month, against $2,139 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Asotin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.