Cost to Own
United StatesWashingtonAsotin CountyClarkston Population 7,240 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Clarkston, Washington

A $217,000 home here costs

$1,676

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,116. The real number is $560 higher every month — 50% more than the payment most buyers budget for.

Clarkston median: $216,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $173,600 borrowed $1,116
Property tax0.799% effective rate for Clarkston itself $144
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $32
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $181
Total monthly $1,676

Clarkston against Asotin County and Washington

MeasureClarkstonAsotin County
Median home value$216,900$286,200
Median property tax$1,733$2,289
Effective tax rate0.799%0.800%
Median gross rent$877$994
Population7,24022,424

The weather behind that power bill

Clarkston sits in Asotin County, which averages a high of 90.8°F in its hottest month and a low of 29.5°F in its coldest, with 12.87" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 913 cooling and 4,980 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Asotin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Asotin County

Full Asotin County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Clarkston?

A $217,000 home in Clarkston, Washington costs approximately $1,676 per month with 20% down at 6.66%. That is $1,116 principal and interest, $144 property tax, $32 homeowners insurance, $202 utilities and $181 set aside for maintenance.

What is the property tax rate in Clarkston?

Clarkston has an effective property tax rate of 0.799%, based on a median home value of $216,900 and median real estate taxes of $1,733. That is in line with the Asotin County average of 0.800%.

What is the average home price in Clarkston?

The median owner-occupied home value in Clarkston, Washington is $216,900, against $286,200 across Asotin County.

Is it cheaper to rent or buy in Clarkston?

Median gross rent in Clarkston is $877 a month, against $1,676 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Clarkston — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology