Total monthly cost of ownership
Cost to Own a Home in Wellington, Utah
A $173,000 home here costs
$1,341per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $889. The real number is $452 higher every month — 51% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wellington against Carbon County and Utah
| Measure | Wellington | Carbon County |
|---|---|---|
| Median home value | $173,100 | $200,700 |
| Median property tax | $1,163 | $1,288 |
| Effective tax rate | 0.672% | 0.642% |
| Median gross rent | $868 | $828 |
| Population | 1,526 | 20,446 |
The weather behind that power bill
Wellington sits in Carbon County, which averages a high of 90.2°F in its hottest month and a low of 15.7°F in its coldest, with 8.4" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 744 cooling and 6,380 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Carbon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Carbon County
Common questions
How much does it cost to own a home in Wellington?
A $173,000 home in Wellington, Utah costs approximately $1,341 per month with 20% down at 6.66%. That is $889 principal and interest, $97 property tax, $26 homeowners insurance, $185 utilities and $144 set aside for maintenance.
What is the property tax rate in Wellington?
Wellington has an effective property tax rate of 0.672%, based on a median home value of $173,100 and median real estate taxes of $1,163. That is higher than the Carbon County average of 0.642%.
What is the average home price in Wellington?
The median owner-occupied home value in Wellington, Utah is $173,100, against $200,700 across Carbon County.
Is it cheaper to rent or buy in Wellington?
Median gross rent in Wellington is $868 a month, against $1,341 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wellington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.