Total monthly cost of ownership
Cost to Own a Home in Carbonville, Utah
A $209,000 home here costs
$1,626per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $69,500 a year.
A standard mortgage calculator would have told you $1,139. The real number is $486 higher every month, 43% more than the payment most buyers budget for.
Compare Carbon County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Carbonville from a five-year rolling sample, and with about 1,410 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Carbon County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Carbonville against Carbon County and Utah
| Measure | Carbonville | Carbon County |
|---|---|---|
| Median home value | $208,500 | $200,700 |
| Median property tax | $1,313 | $1,288 |
| Effective tax rate | 0.630% | 0.642% |
| Median gross rent | $1,025 | $828 |
| Population | 1,410 | 20,446 |
The weather behind that power bill
Carbonville sits in Carbon County, which averages a high of 90.2°F in its hottest month and a low of 15.7°F in its coldest, with 8.4" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 744 cooling and 6,380 heating degree days, which is what sets the $103 electricity line above.
See the full climate breakdown for Carbon County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Carbon County
Talk to someone who works this market
These are Carbonville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Carbonville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Carbonville I already own here and may sell
Common questions
How much does it cost to own a home in Carbonville?
A $209,000 home in Carbonville, Utah costs approximately $1,626 per month with 20% down at 7.24%. That is $1,139 principal and interest, $110 property tax, $31 homeowners insurance, $171 utilities and $174 set aside for maintenance.
What is the property tax rate in Carbonville?
Carbonville has an effective property tax rate of 0.630%, based on a median home value of $208,500 and median real estate taxes of $1,313. That is lower than the Carbon County average of 0.642%.
What is the average home price in Carbonville?
The median owner-occupied home value in Carbonville, Utah is $208,500, against $200,700 across Carbon County.
Is it cheaper to rent or buy in Carbonville?
Median gross rent in Carbonville is $1,025 a month, against $1,626 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Carbonville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Carbonville, Utah at today's rate takes a household income of roughly $69,500 a year. That covers the full $1,626 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Carbonville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Utah.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.