Cost to Own
United StatesUtahCarbon CountyPrice Population 8,216 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Price, Utah

A $190,000 home here costs

$1,459

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $977. The real number is $482 higher every month — 49% more than the payment most buyers budget for.

Price median: $189,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $152,000 borrowed $977
Property tax0.702% effective rate for Price itself $111
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $29
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $158
Total monthly $1,459

Price against Carbon County and Utah

MeasurePriceCarbon County
Median home value$189,800$200,700
Median property tax$1,333$1,288
Effective tax rate0.702%0.642%
Median gross rent$796$828
Population8,21620,446

The weather behind that power bill

Price sits in Carbon County, which averages a high of 90.2°F in its hottest month and a low of 15.7°F in its coldest, with 8.4" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 744 cooling and 6,380 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Carbon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Carbon County

Full Carbon County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Price?

A $190,000 home in Price, Utah costs approximately $1,459 per month with 20% down at 6.66%. That is $977 principal and interest, $111 property tax, $29 homeowners insurance, $185 utilities and $158 set aside for maintenance.

What is the property tax rate in Price?

Price has an effective property tax rate of 0.702%, based on a median home value of $189,800 and median real estate taxes of $1,333. That is higher than the Carbon County average of 0.642%.

What is the average home price in Price?

The median owner-occupied home value in Price, Utah is $189,800, against $200,700 across Carbon County.

Is it cheaper to rent or buy in Price?

Median gross rent in Price is $796 a month, against $1,459 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Price — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology