Total monthly cost of ownership
Cost to Own a Home in Violet, Louisiana
A $180,000 home here costs
$1,594per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $68,500 a year.
A standard mortgage calculator would have told you $981. The real number is $613 higher every month, 62% more than the payment most buyers budget for.
Compare St. Bernard Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Violet from a five-year rolling sample, and with about 4,454 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The St. Bernard Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Violet against St. Bernard Parish and Louisiana
| Measure | Violet | St. Bernard Parish |
|---|---|---|
| Median home value | $180,100 | $192,100 |
| Median property tax | $932 | $976 |
| Effective tax rate | 0.517% | 0.508% |
| Median gross rent | $1,179 | $1,083 |
| Population | 4,454 | 44,172 |
The weather behind that power bill
Violet sits in St. Bernard Parish, which averages a high of 90.7°F in its hottest month and a low of 42.4°F in its coldest, with 62.82" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,749 cooling and 1,507 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for St. Bernard Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Bernard Parish
Full St. Bernard Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Violet averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Violet every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Violet I already own here and may sell
Common questions
How much does it cost to own a home in Violet?
A $180,000 home in Violet, Louisiana costs approximately $1,594 per month with 20% down at 7.24%. That is $981 principal and interest, $78 property tax, $162 homeowners insurance, $223 utilities and $150 set aside for maintenance.
What is the property tax rate in Violet?
Violet has an effective property tax rate of 0.517%, based on a median home value of $180,100 and median real estate taxes of $932. That is in line with the St. Bernard Parish average of 0.508%.
What is the average home price in Violet?
The median owner-occupied home value in Violet, Louisiana is $180,100, against $192,100 across St. Bernard Parish.
Is it cheaper to rent or buy in Violet?
Median gross rent in Violet is $1,179 a month, against $1,594 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Violet?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Violet, Louisiana at today's rate takes a household income of roughly $68,500 a year. That covers the full $1,594 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Violet, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.