Cost to Own
United StatesLouisianaSt. Bernard ParishMeraux Population 7,492 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Meraux, Louisiana

A $206,000 home here costs

$1,701

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,059. The real number is $642 higher every month — 61% more than the payment most buyers budget for.

Meraux median: $205,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $164,800 borrowed $1,059
Property tax0.519% effective rate for Meraux itself $89
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $186
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $172
Total monthly $1,701

Meraux against St. Bernard Parish and Louisiana

MeasureMerauxSt. Bernard Parish
Median home value$205,600$192,100
Median property tax$1,067$976
Effective tax rate0.519%0.508%
Median gross rent$864$1,083
Population7,49244,172

The weather behind that power bill

Meraux sits in St. Bernard Parish, which averages a high of 90.7°F in its hottest month and a low of 42.4°F in its coldest, with 62.82" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,749 cooling and 1,507 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for St. Bernard Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in St. Bernard Parish

Full St. Bernard Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Meraux?

A $206,000 home in Meraux, Louisiana costs approximately $1,701 per month with 20% down at 6.66%. That is $1,059 principal and interest, $89 property tax, $186 homeowners insurance, $195 utilities and $172 set aside for maintenance.

What is the property tax rate in Meraux?

Meraux has an effective property tax rate of 0.519%, based on a median home value of $205,600 and median real estate taxes of $1,067. That is higher than the St. Bernard Parish average of 0.508%.

What is the average home price in Meraux?

The median owner-occupied home value in Meraux, Louisiana is $205,600, against $192,100 across St. Bernard Parish.

Is it cheaper to rent or buy in Meraux?

Median gross rent in Meraux is $864 a month, against $1,701 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Meraux — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology