Total monthly cost of ownership
Cost to Own a Home in Arabi, Louisiana
A $212,000 home here costs
$1,824per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $78,000 a year.
A standard mortgage calculator would have told you $1,156. The real number is $668 higher every month, 58% more than the payment most buyers budget for.
Compare St. Bernard Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Arabi from a five-year rolling sample, and with about 4,436 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The St. Bernard Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Arabi against St. Bernard Parish and Louisiana
| Measure | Arabi | St. Bernard Parish |
|---|---|---|
| Median home value | $212,400 | $192,100 |
| Median property tax | $934 | $976 |
| Effective tax rate | 0.440% | 0.508% |
| Median gross rent | $998 | $1,083 |
| Population | 4,436 | 44,172 |
The weather behind that power bill
Arabi sits in St. Bernard Parish, which averages a high of 90.7°F in its hottest month and a low of 42.4°F in its coldest, with 62.82" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,749 cooling and 1,507 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for St. Bernard Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Bernard Parish
Full St. Bernard Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Arabi averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Arabi every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Arabi?
A $212,000 home in Arabi, Louisiana costs approximately $1,824 per month with 20% down at 7.24%. That is $1,156 principal and interest, $78 property tax, $191 homeowners insurance, $223 utilities and $177 set aside for maintenance.
What is the property tax rate in Arabi?
Arabi has an effective property tax rate of 0.440%, based on a median home value of $212,400 and median real estate taxes of $934. That is lower than the St. Bernard Parish average of 0.508%.
What is the average home price in Arabi?
The median owner-occupied home value in Arabi, Louisiana is $212,400, against $192,100 across St. Bernard Parish.
Is it cheaper to rent or buy in Arabi?
Median gross rent in Arabi is $998 a month, against $1,824 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Arabi?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Arabi, Louisiana at today's rate takes a household income of roughly $78,000 a year. That covers the full $1,824 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Arabi, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.