Total monthly cost of ownership
Cost to Own a Home in Arabi, Louisiana
A $212,000 home here costs
$1,731per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,090. The real number is $641 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Arabi against St. Bernard Parish and Louisiana
| Measure | Arabi | St. Bernard Parish |
|---|---|---|
| Median home value | $212,400 | $192,100 |
| Median property tax | $934 | $976 |
| Effective tax rate | 0.440% | 0.508% |
| Median gross rent | $998 | $1,083 |
| Population | 4,436 | 44,172 |
The weather behind that power bill
Arabi sits in St. Bernard Parish, which averages a high of 90.7°F in its hottest month and a low of 42.4°F in its coldest, with 62.82" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,749 cooling and 1,507 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for St. Bernard Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Bernard Parish
Full St. Bernard Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Arabi?
A $212,000 home in Arabi, Louisiana costs approximately $1,731 per month with 20% down at 6.66%. That is $1,090 principal and interest, $78 property tax, $191 homeowners insurance, $195 utilities and $177 set aside for maintenance.
What is the property tax rate in Arabi?
Arabi has an effective property tax rate of 0.440%, based on a median home value of $212,400 and median real estate taxes of $934. That is lower than the St. Bernard Parish average of 0.508%.
What is the average home price in Arabi?
The median owner-occupied home value in Arabi, Louisiana is $212,400, against $192,100 across St. Bernard Parish.
Is it cheaper to rent or buy in Arabi?
Median gross rent in Arabi is $998 a month, against $1,731 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Arabi — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.