Cost to Own
United StatesPennsylvaniaFayette CountyUniontown Population 9,819 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Uniontown, Pennsylvania

A $88,000 home here costs

$936

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $452. The real number is $483 higher every month — 107% more than the payment most buyers budget for.

Uniontown median: $87,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $70,400 borrowed $452
Property tax1.623% effective rate for Uniontown itself $119
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $29
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $73
Total monthly $936

Uniontown against Fayette County and Pennsylvania

MeasureUniontownFayette County
Median home value$87,600$126,900
Median property tax$1,422$1,516
Effective tax rate1.623%1.195%
Median gross rent$757$771
Population9,819126,967

The weather behind that power bill

Uniontown sits in Fayette County, which averages a high of 84.3°F in its hottest month and a low of 21.4°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 791 cooling and 5,450 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fayette County

Full Fayette County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Uniontown?

A $88,000 home in Uniontown, Pennsylvania costs approximately $936 per month with 20% down at 6.66%. That is $452 principal and interest, $119 property tax, $29 homeowners insurance, $262 utilities and $73 set aside for maintenance.

What is the property tax rate in Uniontown?

Uniontown has an effective property tax rate of 1.623%, based on a median home value of $87,600 and median real estate taxes of $1,422. That is higher than the Fayette County average of 1.195%.

What is the average home price in Uniontown?

The median owner-occupied home value in Uniontown, Pennsylvania is $87,600, against $126,900 across Fayette County.

Is it cheaper to rent or buy in Uniontown?

Median gross rent in Uniontown is $757 a month, against $936 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Uniontown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology